The Best Budgeting App for a Simpler Financial Life

No jargon. No clutter. Just effortless budgeting that helps you take control and stay on track.

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Premium access to our personal finance community and the Budget Friendly Cookbook.
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SIMPLER BUDGET APP

Everything you need to fix your finances and start your journey to financial freedom.

Simpler Budget

Simpler Budget is your ultimate tool for mastering your finances. Whether you’re new to budgeting or looking for a smarter way to manage your money, this app makes it easy to track spending, set goals, and build financial habits that last.

Simpler Money Membership

Fixing your finances can be hard but you don’t have to do it alone. The Simpler Money membership gives you access to our community where you can interact with others like you looking to improve finances. We’re also inviting real experts for regular sessions.

Expert Reviews

Internet personalities are great, but in this membership we wanted to bring in REAL, CERTIFIED experts. Financial professionals, tax experts, work and business experts will be coming through each week to help you level up your finances and learn the tips and tricks you need to create wealth.

Our Experts

Caleb Hammer

Caleb Hammer is a personal finance educator and content creator helping people eliminate debt and achieve financial freedom. Once burdened by student loans, family debt, and car payments, he turned his passion for finance into a YouTube channel with over 500 episodes. Caleb now offers coaching, free resources, and a newsletter to share the advice he wished he had earlier.

Deon Howard

Deon Howard is a credit advocate with a BA in Business Administration from Huston-Tillotson University. Drawing from his own experience overcoming credit challenges, he simplifies personal finance through Forward Financial Group and the Simpler Money Series, helping others eliminate debt, master credit, and achieve financial independence.

Kaylin Dillon

Kaylin Dillon is a financial planner with expertise in prenuptial agreements. Kaylin is an advocate for making money matters transparent and accessible. She runs a financial planning practice as well as an educational platform called The Prenup Coach®. Check out her book, Prenup Partnership, a prenup prep guide for couples.

Noah Hankin

Noah, a CPA and CFP® at Foundry Financial, specializes in financial planning, tax preparation, and tax strategies. A University of Colorado at Boulder graduate with a triple major, he now lives in Fort Lauderdale, Florida. In his free time, Noah volunteers with Sea Turtle Oversight Protection and leads scuba diving and lobstering tours as an SSI-certified instructor.

Reid Goodwill

Reid Goodwill is a CPA, financial professional, and USPA-rated skydiver blending his passion for finance and coaching. After serving as a CFO, he began helping individuals and small businesses master their finances. Partnering with Caleb, he co-created a system to expand access to financial literacy. Reid also enjoys skydiving and coaching others in the sport.

Spencer Johnson

Spencer Johnson is a personal finance enthusiast dedicated to topics like credit cards, investing, and taxes. Through his channel, he provides insights to help others build financial knowledge and achieve independence. Spencer’s mission is to make personal finance accessible, empowering people to confidently work toward their long-term goals.

Simplicity Meets Power

We built Simpler Budget for people who hate complicated finance tools. No endless menus. No guesswork. Just a clean, intuitive interface that makes budgeting feel effortless

Smart

Built by finance expert Caleb Hammer to help you skip the stress.

Simple

Custom categories and quick setup—done in minutes.

User-First

Every feature designed to serve your needs, not overwhelm you.

Try it Now!

Claim your 30 days of premium before it's too late.

All the Essentials, None of the Fluff

Custom Categories: Tailor unlimited categories to match your lifestyle.

Real-Time Spending Updates: Know exactly where your money goes, as it goes.

Easy Goal Setting: Create savings targets you can actually hit—think vacations, emergency funds, or debt paydowns.

Paycheck Planning: Align budgets with when you get paid, so you’re never caught off guard.

Get Started for Free

Upgrade for Even More Ease

With Automatic Transaction Sync powered by Plaid, your spending updates instantly, eliminating manual entry. Enjoy an ad-free experience that lets you focus on your goals without distractions. Plus, advanced analytics provide deeper insights into your net worth and long-term progress.

Expertise You Can Trust

Simpler Budget is crafted by Caleb Hammer, the financial mind behind “Financial Audit.” With a loyal audience across platforms, Caleb knows what real people need in a budgeting tool—and he’s poured that know-how into every pixel here.

Bank-Level Security, Powered by Plaid

Your financial data stays safe. With Plaid integration, you connect to your accounts securely. No worries, just simple control over your money.

Upgrade for Even More Ease

With Automatic Transaction Sync powered by Plaid, your spending updates instantly, eliminating manual entry. Enjoy an ad-free experience that lets you focus on your goals without distractions. Plus, advanced analytics provide deeper insights into your net worth and long-term progress.

Expertise You Can Trust

Simpler Budget is crafted by Caleb Hammer, the financial mind behind “Financial Audit.” With a loyal audience across platforms, Caleb knows what real people need in a budgeting tool—and he’s poured that know-how into every pixel here.

Bank-Level Security, Powered by Plaid

Your financial data stays safe. With Plaid integration, you connect to your accounts securely. No worries, just simple control over your money.

What you get with Simpler Budget Premium

No more guesswork. No more spreadsheets. Just a clear path to better finances, starting today.

Premium Access to the Simpler Budgeting App
FREE access to our new budget friendly cookbook
Access to our personal finance community
Regular talks from financial experts
10 minute educational videos from Caleb Hammer
10% off all educational products

Try 30 Days of Premium for Free

OR Click Here To Join Simpler Budget Basic Today

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Trusted by the world's best companies [social proof to build credibility]

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Customers

Short headline about who the product or service is for

Customer group one

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Customer group three

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Customer testimonials [more social proof]

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Call to action that excites the visitor to try your product

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Get started Chat to sales

Frequently asked questions

Frequently asked questions ordered by popularity. Remember that if the visitor has not committed to the call to action, they may still have questions (doubts) that can be answered.

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Still have questions?

Support details to capture customers that might be on the fence.

Case studies

Short headline introducing case studies

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About Us

At Enigma AI Studio, we specialize in crafting visually captivating, high-performance websites that elevate your brand. Our team is here to transform your vision into a digital experience that leaves a lasting impact.

Clients

A Selection of Past Clients

Recognition

Press Coverage and Awards

Site of the Day

Awwwards - Design Website

UX Design Portfolio

Awwwards - Design Website

11 Inspiring UX Design Portfolio Examples

Awwwards - Design Website

Best UX in a Fintech app

Awwwards - Design Website

Interesting Uses of 3D Interaction

Awwwards - Design Website

Services

Services Offered

We are adept at quickly turning ideas into tangible prototypes and wireframes. These tools help us visualize concepts and test designs before investing in full development.

User-Centered Design

Our design approach prioritizes the needs and preferences of users. We focus on creating products that enhance the user experience, ensuring that they are both functional and enjoyable to use.

Prototyping and Wireframing

We are adept at quickly turning ideas into tangible prototypes and wireframes. These tools help us visualize concepts and test designs before investing in full development.

Visual Design Expertise

We have a keen eye for aesthetics and a strong grasp of visual design principles. We are skills in typography, color theory, and layout ensure that the final product is not only functional but also visually appealing.

Testimonial

Partnering with Enigma AI Studio was a game-changer. They delivered a visually stunning website for my business that not only enhanced our brand but also boosted our conversion rate by 50%.

Mike Jones

Founder of Acme Corp

Testimonial

Working with Enigma AI Studio was seamless from start to finish. Their team understood exactly what we needed and created a website that perfectly represents our brand. Our traffic and leads have skyrocketed!

Daniel Elder

Founder of Acme Corp

Testimonial

The team at Enigma AI Studio transformed our outdated site into a modern masterpiece. The design is sleek, fast, and user-friendly. We've seen a 40% increase in conversions since the redesign.

Josie Smith

Founder of Acme Corp

Testimonial

Enigma AI Studio brought a fresh, creative perspective to our project. Their ability to combine design aesthetics with functionality is unmatched. We’ve seen a noticeable uptick in client inquiries since the site launched.

Josie Smith

Founder of Acme Corp

Testimonial

The team at Enigma AI Studio truly understands how to create a website that speaks to your audience. Our bounce rate dropped dramatically, and customers are staying on our site longer thanks to their intuitive design.

Jamie Foster

Founder of Acme Corp

Frequently asked questions

Frequently asked questions ordered by popularity. Remember that if the visitor has not committed to the call to action, they may still have questions (doubts) that can be answered.

Question text goes here

Lorem ipsum dolor sit amet, consectetur adipiscing elit. Suspendisse varius enim in eros elementum tristique. Duis cursus, mi quis viverra ornare, eros dolor interdum nulla, ut commodo diam libero vitae erat. Aenean faucibus nibh et justo cursus id rutrum lorem imperdiet. Nunc ut sem vitae risus tristique posuere.